Rhino Insurance Brokerage logoRhino Insurance Brokerage LLC
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Protecting What Matters Most Since 1976

Commercial Insurance Brokerage

Powered by People, Enhanced by AI Precision

Johnnie Hoffman has been a trusted name in the insurance industry since 1976, providing exceptional service to businesses and individuals. Combining decades of insurance expertise with an extensive background in computer systems and AI technology, he delivers smarter, faster, and more personalized insurance solutions while maintaining the responsive, one-on-one service clients have relied on for nearly 50 years.

Insurance Solutions

Specialized coverage designed for your business and personal needs.

Restaurant Coverages

  • Commercial General Liability

    Protection against customer injuries and lawsuits

  • Liquor Liability

    Essential protection for businesses serving alcohol

  • Commercial Property

    Covers your building, kitchen equipment, and contents

  • Business Personal Property

    Covers furniture, fixtures, inventory, and business equipment

  • Business Income

    Replaces lost income after a covered loss

  • Equipment Breakdown Coverage

    Covers sudden mechanical or electrical failure of refrigeration units, cooking equipment, and HVAC systems

  • Employment Practices Liability (EPLI)

    Covers claims alleging discrimination, wrongful termination, or wage and hour violations

  • Cyber Liability

    Protects customer payment data and your business from cyber threats

  • Commercial Umbrella Liability

    Provides additional liability protection beyond your primary policies

  • Spoilage & Food Contamination Coverage

    Covers food loss due to power outages or equipment failure

  • Workers' Compensation

    Protects employees injured on the job

  • Directors and Officers Liability

    Specialized coverage protecting directors and officers from lawsuits alleging wrongful management decisions

About Us

Portrait of Johnnie Hoffman

Johnnie Hoffman

CEO-COO

Johnnie Hoffman has been a trusted name in the insurance industry since 1976, providing exceptional service to businesses and individuals. Combining decades of insurance expertise with an extensive background in computer systems and AI technology, he delivers smarter, faster, and more personalized insurance solutions while maintaining the responsive, one-on-one service clients have relied on for nearly 50 years.

Portrait of Nicole Hoffman-Roachell

Nicole Hoffman-Roachell

President

Nicole Hoffman Roachell brings nearly two decades of restaurant industry experience to Rhino Insurance Brokerage. Her firsthand knowledge of restaurant operations gives her a practical understanding of the challenges owners face every day. Known for her strong communication skills and commitment to exceptional service, Nicole helps clients find insurance solutions that fit their unique needs. She is dedicated to building lasting relationships and providing the personalized support business owners can rely on.

Contact Us

Reach out today to discuss coverage options for your business or personal insurance needs.

Main Phone

(888) 965-1888

Palm Desert, CA

(760) 538-1007

jh@rhinoins.net

Los Alamos, CA

(805) 725-0032

nicole@rhinoins.net

Agency License: 6012530

The information provided on this website is for general informational purposes only and should not be construed as insurance, legal, or financial advice. Insurance coverage is subject to the terms, conditions, limitations, and exclusions of the applicable policy. Coverage availability, limits, and premiums vary by carrier, state, and individual risk. No coverage is bound or modified through this website. Insurance becomes effective only after an application has been approved by the insurance carrier and written confirmation of coverage has been issued by Rhino Insurance Brokerage LLC. Please contact one of our licensed insurance professionals for advice regarding your specific insurance needs.

© 1970 Rhino Insurance Brokerage LLC. All Rights Reserved